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Understanding Medicaid Spend Down

Understanding Medicaid Spend Down

To qualify for Medicaid, you need to meet several requirements such as having limited assets and income, and a need for care. The limits vary from state to state, by marital status, and by the program.    If you’ve met all the eligibility requirements for medical but...
Debunking Common Retirement Assumptions

Debunking Common Retirement Assumptions

Don’t fall for these misconceptions. Financial generalizations are as old as time. Some have been around for decades, while others have only recently joined their ranks. Let’s examine a few. Retirement means I can stop investing. In the past, retirement was viewed as...
Understanding ESG Investment

Understanding ESG Investment

In recent years, ESG (environmental, social, and governance) investing has been gaining popularity and attracting a growing number of investors wishing to make safer and more profitable investments. But what is an ESG investment? And why should you consider ESG...
Roths and Tax-Free Buckets

Roths and Tax-Free Buckets

Opening a Roth account is a smart way to save for retirement because you can invest after-tax dollars today and avoid paying additional income taxes in the future – as long as the account meets certain requirements. A Roth option is an investment choice...